Tag Archives: EXPLAINED

Male infertility explained by Dr. Sarabjeet Singh at Bensups Hospital, Dwarka, New Delhi

http://bensupshospital.com/ivf Bensups Hospital endeavours to redefine & bring healthcare within the reach of every individual at an affordable cost. Our mot…

Hafa Explained By Las Vegas Short Sale Specialist Team Closing Las Vegas Short Sales

HAFA Explained

To give a quick summary (you can Google HAFA for much more details), HAFA is a streamlined process for home owners to try to get a loan modification on their property, if the home owner is denied on the loan modification then the bank will encourage a short sale and incentives it for the home owner.

Who’s Eligible?

* Have to live in the home or have moved out in the last 90 days due to a job transfer

* Delinquent on the mortgage now or in foreseeable near future

* Loan balance of $ 730,000 or less

* Only applies to your first mortgage

* Borrowers mortgage payment must exceed 31% of monthly income

** Note there are few more requirements but this is the majority of them…


* $ 3000 given to home owner at the closing for a successful short sale

* Servicer on the loan gets $ 1,500

* Junior lien holders get up to $ 6,000 to release the liens for short sale

** Paid for by the U.S. Treasury**

Time Line For HAFA Process

* Bank has 30 days to approve or deny the loan modification, if denied short sale encouraged

* Borrower submits “short sale” package to lender

* Bank to review value of home and amount of money owed and establish what price to list home

* Borrower/Real estate agent has 14 days to submit listing paperwork to the bank

* Real estate agent has 120 days to get an accepted offer on the home

* Real estate agent has 3 days to get the offer to the bank

* Bank/Servicer has 10 days to approve or deny the offer

* Bank to give a minimum of 45 days to buyer to close

Banks Participating

Bank Of America


Wells Fargo



Many others

Get your FREE Las Vegas Short Sale Kit packed full of vital information pertaining to the Short Sale Process, Nevada Foreclosure, Pros and Cons, Hardship Package Information and more.

The Ballen Group – Las Vegas Short Sale Specialists
North Las Vegas Short Sales, Henderson Short Sales
3100 S. Durango #106 Las Vegas, NV 89117
(702) 482-7739


702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder at http://www.ForSaleByBallen.com – It’s FREE and Online NOW

IVF EXPLAINED: “Journeys, The Art & Science of Making a Baby” – In Vitro Fertilization

Watch the trailer for MBM Productions International’s latest Video Production “Journeys, The Art & Science of Making a Baby” a new film about IVF (In Vitro Fertilization), getting pregnant and Assisted Reproductive Technologies. The full 68-minute film is the work of Producer / Director Steve Sulkin, a 2 1/2 year project that has resulted in one of the most significant films about infertility that has ever been produced. Mr. Sulkin directed, produced, wrote, composed the musical score and even appeared in the film. Watch the journey of would be parents as they struggle with their infertility in hopes of pregnancy and parenthood. The film premiered to rave reviews at the Gene Siskel Center at the School of the Art Institute and is now available on DVD by contacting Steve.Sulkin@MBMProductions.com